Payments Network Malaysia (PayNet) processed RM8.44 billion in transactions in 2025, reflecting a growing shift towards digital payments among Malaysians. The increase highlights changing consumer behaviour.
The rise in transaction volume is driven by widespread adoption of online banking, e-wallets, and cashless payment methods. Businesses are also increasingly embracing digital platforms.
Experts say the trend signals strong momentum towards a cashless society. Continued investment in financial technology is expected to further accelerate digital payment adoption in the coming years.
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