microLEAP Strengthens P2P Financing with SARANA for Government Contractors

Kuala Lumpur, February 6, 2026 – microLEAP has reinforced its role in Malaysia’s peer‑to‑peer (P2P) financing sector with the operationalisation of SARANA, a financing scheme designed to support contractors and SMEs executing Federal Government projects via the e‑Perolehan system. The initiative builds on microLEAP’s strong 2025 performance, where RM295 million was disbursed across 341 Investment Notes, bringing total financing since inception to RM545 million. The platform maintained a default rate of just 0.30%, the lowest recorded to date, alongside 135% year‑on‑year growth in financing disbursed.

microLEAP and P2P Financing

SARANA addresses a critical structural gap in government procurement funding by providing faster, digital, and execution‑aligned access to working capital. Eligible contractors can obtain up to RM1.5 million in financing with tenors of up to 12 months, at competitive profit rates of up to 1.25% per month. Financing eligibility is anchored to verified government contracts, clear payment terms, and standardised documentation, reducing friction for contractors while enhancing investor confidence.

Founder and CEO Tunku Danny Nasaifuddin Mudzaffar said: “Winning a contract is only the starting point. The real challenge comes when businesses need to mobilise resources, manage cash flow, and deliver on tight timelines while awaiting payment cycles.”

Applications for SARANA financing are now open via microLEAP’s dedicated portal.