PTPTN Grads Earning RM2,501–RM3,000 to Repay From RM50/Mth

Graduates earning between RM2,501 and RM3,000 a month will pay a minimum of RM50 monthly on their National Higher Education Fund Corporation (PTPTN) loans under Budget 2027, Deputy Higher Education Minister Adam Adli Abdul Halim has said.

Speaking in a radio interview, Adam Adli said the measure is expected to benefit more than 400,000 borrowers, while those earning below RM2,500 a month will not have to begin repaying until their income reaches the set threshold.

PTPTN Repayment Relief Under Budget 2027

Adam Adli said the idea of linking repayments to graduates’ income had been debated for years and would now be put into practice through Budget 2027.

The tiered approach is aimed at easing the burden on young workers in their early careers, when salaries are lowest and living costs are rising, while keeping repayments flowing back into the fund.

More Help With Student Living Costs

Beyond loan repayments, the minister outlined several measures to help students cope with daily expenses. The Dapur Siswa Madani programme, which provides shared cooking facilities on campuses, will be expanded to polytechnics and teacher education institutes next year, with RM20 million allocated for basic food supplies such as rice, cooking oil, eggs and sardines.

Students can cook on their own or in groups, with planning done together with student associations or kitchen managers to keep food costs down.

On transport, the My50 pass will continue, while a new MyKomuter50 pass is being introduced for KTM Komuter users. Under the FlySiswa scheme, annual travel assistance for eligible students flying between the peninsula and Sabah or Sarawak will rise from RM400 to RM500.

TVET Pitched as Path to Higher Pay

Adam Adli also said technical and vocational education and training (TVET) would be strengthened, noting that TVET graduates record employability rates of 95% to 97% each year.

He said investment in high-technology industries was creating demand for new skills, citing a polytechnic diploma holder in his 20s who was earning RM6,000 to RM7,000 a month after about a year working at a data centre in Johor.

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