Banking Sector Sees Slower Loan Growth in Feb 2025, Stable Asset Quality Amid Geopolitical Risks

In February 2025, Malaysia’s banking sector saw industry loan growth slow to 5.2% year-on-year (YoY) from 5.7% in January, driven by reduced momentum in working capital and investment loans for non-households, while household loans held steady at 6% YoY.

Banking Sector YTD

Year-to-date loans grew at a modest 2.7% annualized rate. Loan applications weakened, but approvals rose. Asset quality remained stable with a gross impaired loan (GIL) ratio of 1.5%.

Deposit growth saw a slight uptick. Analysts maintain a NEUTRAL outlook, forecasting 6.5% earnings growth in 2025, citing risks from geopolitical tensions and trade policies. Recommended buys include CIMB, Hong Leong Bank, and RHB Bank, while Maybank is underweight.

More Business News

Table of Contents

Latest News Malaysia

Read More News on Business News Malaysia

Read More News #latestmalaysia

BIZ NEWS CODE Business News Malaysia

Read More News on Business News Malaysia

Staff Writer

Recent Posts

Anwar: Felda’s RM10 Billion Losses Due to Mismanagement, Not Settlers

Anwar blames Felda’s RM10 billion losses on mismanagement and political interference, pledges reforms to protect…

4 hours ago

Asean+3 Growth Outlook Upgraded, AI Demand Key Driver

AMRO upgrades Asean+3 growth to 4.1% in 2026, citing AI demand, but warns risks from…

4 hours ago

Oil & Gas: Rising Dual Chokepoint Risks

Renewed US-Iran tensions have decreased vessel traffic in the Strait of Hormuz, impacting oil prices…

5 hours ago

Sepang Set to Host F1 Again With Costs Covered by Bahrain

Sepang International Circuit may host a Formula One race with Bahrain potentially funding costs, reviving…

12 hours ago

Saudi Arabia Reroutes Oil via Red Sea Pipelines to Bypass Blockades

Overland pipelines help bypass Gulf blockades, but shipping delays and rising costs continue to strain…

12 hours ago

King’s Diplomacy Strengthens Russia-Malaysia Relations Ahead of 60th Anniversary

Malaysia and Russia deepen diplomatic ties ahead of their 60th anniversary, enhancing collaboration in trade,…

12 hours ago

This website uses cookies.