Fingular Secures SGD 10M Debt Financing via Kilde to Expand in Malaysia

Singapore, January 26, 2026 — Fingular, a global fintech holding headquartered in Singapore, has successfully closed its first external debt financing round, securing a SGD 10 million credit line through the Kilde peer-to-peer investment platform. This milestone marks a significant step in Fingular’s regional expansion strategy, particularly in Malaysia, where its consumer financing brand Tambadana has already surpassed USD 150 million in total financing issued across 600,000 cases.

Fingular

The deal was structured via Kilde, a licensed platform connecting family offices, funds, and accredited investors to private credit opportunities across Europe and Asia. Kilde specializes in senior-secured lending to consumer and SME platforms, offering investors attractive double-digit returns.

Maxim Chernushchenko, CEO of Fingular, emphasized that the financing strengthens the company’s balance sheet and provides flexibility to scale proven products in priority markets. Aalto Capital acted as exclusive debt advisor, highlighting Southeast Asia’s strong fundamentals and long-term potential for financial services growth.

Business News