EPF Expected to Deliver Dividend of 6.3–6.5% for 2025

KUALA LUMPUR – The Employees Provident Fund (EPF) is expected to declare a dividend rate of between 6.3 per cent and 6.5 per cent for 2025, according to Bank Muamalat Malaysia Bhd chief economist Dr Mohd Afzanizam Abdul Rashid.

According to The Star, he noted that EPF’s nine-month performance in 2025 showed an 11 per cent increase in gross investment income, keeping the retirement fund on track for a strong payout. “EPF’s conservative and responsible investment criteria have enabled it to optimise risk-return trade-offs,” he said, highlighting its 38 per cent exposure to global markets and balanced allocation across equities, fixed income, real estate, and money market instruments.

EPF Dividend

As of Q3 2025, equities accounted for 46 per cent of EPF’s assets, fixed income 45 per cent, real estate and infrastructure seven per cent, and money market instruments two per cent. Afzanizam said this mix allows EPF to balance capital appreciation, preservation, and liquidity.

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